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Independent Merchant Services Review 2017

Choosing the right company to carry out card payment processing for your firm is a task that many business owners find daunting, most often for the simple reason that comparing all the different options available is a time consuming experience.

Independent Merchant Services is a firm that specialises in merchant account comparison and finding the right card payment companies for small and medium size businesses across the UK. They can be used by firms who have never taken cards payments before or by those who are looking to change payment service providers.

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Products and Services

  • Chip & Pin Solutions - Countertop, Portable & Mobile/GPRS
  • Mobile Apps - iZettle Payment Gateway
  • Virtual Terminals
  • E-commerce Solutions
  • Cost Reduction
Face to face paymentsChip & Pin SolutionsFace to face card processing with PDQ machines available as countertop, portable and mobile options
Mobile appsiZettle Payment GatewayPayment solution with or without a card reader
MOTO paymentsVirtual CNP Payment ProcessingVirtual terminal that allows a merchant to take MOTO (mail oder & telephone order) payments
e-Commerce solutionsOmni-channel payment solutionsTailored solutions for merchants who trade across multiple channels

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Services Offered

Independent Merchant Services will search the market looking for the most cost effective contract from providers of card payment processing services. They won't just look for the lowest upfront costs but will also include checks for hidden extras in their comparisons, such as exit penalties and minimum volume charges.

They also compare for factors unrelated to price such as the reliability of the card processor's after sales service and how customer friendly their products are. The advice they provide to customers is always impartial and they offer customers a price promise, meaning they will match any like for like quote you find.

Benefits of Independent Merchant Services

There are a number of benefits to be gained from using Independent Merchant Services to source your card payment processor.

Firstly, they only get paid if your firm chooses to sign up through their company, meaning they have a real incentive to find you the best deal on the market. This, coupled with their price promise, helps customers feel confident they are getting the lowest possible price.

The company also provide an after sales support feature. This means that should you encounter problems with the card processing company that you have difficulty resolving, then Independent Merchant Services will help you reach a solution.

A further advantage of using this third party service is that, as card processing contracts can be lengthy and complex, Independent Merchant Services will check all the terms and conditions of your contract and will negotiate any issue with the firm on your behalf.

Furthermore, as the company does not employ sales teams, once you enter your details online, you will not be hounded by large numbers of follow up calls, nor is there any obligation to take up one of their quotes. If you do choose to use this provider, then your application will be dealt with speedily with most client's accounts being set up within five to ten working days.


Using Independent Merchant Account Services is free for companies as they earn their money in the form of a referral fee from the card providers once your firm has signed up with them.

Unlike other comparison services, they do not earn a commission from your company's contract so this will not reduce any potential saving available to your business.

Because Independent Merchant Services represent a large number of companies, they have been able to negotiate discounts from the service providers which means any deal you get through them will generally be even cheaper than going direct to the processing companies themselves.

Next Steps

If you are interested in hearing more about merchant services in your area, simply fill out the form above and Expert Market will match you with appropriate suppliers in the UK.